Mortgages for the self-employed, the declined, and everyone the banks make wait.
Licensed in Ontario & Alberta · 70+ lenders · 5.0★ on Google. From first homes to complex files — I find the yes.
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Trusted by 70+ leading lenders
Our process puts you in control
Convenient online access makes it easy to achieve your financial and homeownership goals.
Book a free call
30 minutes, no documents needed. I get your full picture first.
I shop 70+ lenders
Banks, credit unions, B lenders, private — matched to your actual file.
You choose from real options
Clear numbers, no jargon, no pressure.
I handle it to closing
Paperwork, conditions, lender chasing. You get the keys.
Meet Tyler
License #M21003803
Straight answers, no surprises. I’ll walk you through every option and every cost up front — and keep you in the loop from application to keys.
Tailored Mortgage Solutions
Every borrower is different, so your mortgage should be too. From first homes to the tough files banks won’t touch, I’ll find the option that actually fits you.
Estimate Your Monthly Payments
Understanding your potential mortgage payments is a crucial step in the home-buying process. Our easy-to-use Mortgage Calculator helps you estimate your monthly payments, so you can plan your finances with confidence. Simply enter your loan details and let our calculator do the rest.
What can you afford?
A quick, realistic estimate using the same rules lenders use — including the stress test. Adjust the numbers to match your situation.
Estimates only, for planning purposes. Actual approval depends on your credit, income verification, the property, and the lender. Figures use Canadian GDS/TDS guidelines and the federal stress test. Not a commitment to lend. — Tyler Salmon, Mortgage Agent Level 2, Lic. M21003803.
Payments may vary based on the type of mortgage product you are interested in and dependent on which payment frequency you choose. For more accurate payment information please contact our team.
Tyler helped me from my first call — I couldn't secure a mortgage from other A-lender banks with less than 3 weeks to closing. Tyler started working from day one and confirmed my mortgage in less than 2 days. I don't have words for Tyler! Professional, friendly, flawless proactive communication.
A transaction which should have been stressful, yet Tyler and his team made it extremely smooth with no hiccups. I appreciated the communication, transparency and professionalism from the very beginning until the end. I'd strongly recommend Tyler to anyone looking for a knowledgeable broker.
Tyler provides excellent service. He is very knowledgeable and is your go-to guy! His team is amazing and assists with all of your needs and inquiries. He is one of the best mortgage brokers and is highly recommended!
I work with Tyler and he gets my deals done quick and easy. If you're looking for a mortgage broker who will keep in touch with you and your client through every step of the way — he is your man.
Your mortgage is probably the biggest asset and liability you'll ever have, so choose an agent like Tyler — very well connected, understands the industry inside-out, and is always there for you, even after the transaction. Tyler is so easy to work with.
Easiest mortgage process ever. Total pro! Tyler has a preternatural ability to cut through the haze and explain concepts in easy terms.
For homes under $500,000 it’s 5%. Between $500,000 and $1.5M it’s 5% on the first $500,000 and 10% on the balance, and at $1.5M or more you’ll need 20% down.
A fixed rate stays the same for your whole term, so payments are predictable. A variable rate moves with the lender’s prime rate — it can save you money when rates fall but costs more when they rise.
It confirms how much you can borrow and holds a rate for up to 120 days while you shop, so you can make offers with confidence. It’s free to start — just book a quick call with me.
These are the one-time costs due on completion — land transfer tax, legal fees, title insurance, and adjustments. A good rule of thumb is 1.5%–4% of the purchase price.
Lenders qualify you at the higher of your contract rate plus 2% or 5.25%. It proves you could still handle payments if rates climb, and it sets the maximum you can borrow.
An open mortgage lets you pay it off anytime without penalty but comes with a higher rate. A closed mortgage has a lower rate with limits on prepayments — the better fit for most buyers who plan to stay put.
Have any questions? Don’t hesitate to reach us.
Ready to Get Started?
Book here using my calendar link below!