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FAQ

Here you will find answers to the most common questions our clients have

What type of lenders do you work with?

We work with over 70+ different lenders including Chartered Banks and Monoline Lenders (A Lenders), Credit Unions and Alternative Institutional Lenders (B Lenders) as well as Private Lenders to ensure our clients have access to a variety of solutions for their unique needs.

What types of mortgage programs do you offer?

Our programs include: Self-Employed Programs, Bruised Credit Mortgages, First-Time Home Buyer Loans, Pre-Construction Closings, New to Canada Programs, Reverse Mortgages, Divorce Loans, Estate Mortgages and Power of Sale Rescue Programs

Can you get a mortgage if you have a low credit score, are currently in / previously had a consumer proposal or bankruptcy?

Yes! With 20% Down Payment you would have access to mortgage lender programs. If you own a home you would be able to consolidate your debts / consumer proposal to improve your credit and lower your monthly credit payments.

How soon should I start shopping for mortgage financing (including my renewal)?

We recommend that clients start reviewing their mortgage options 90 – 120 days prior to their closing / renewal date. This provides clients the opportunity to take the best deal on the market and not feel pressured to take a last minute rate / mortgage option that might not be in a clients best interest.

Ready to Get Started?

I’m dedicated to providing you with all the information you need to make informed decisions about your mortgage. Don’t hesitate to reach out for more personalized assistance.