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FAQ

Here you will find answers to the most common questions our clients have

What type of lenders do you work with?

We work with over 70+ different lenders including Chartered Banks and Monoline Lenders (A Lenders), Credit Unions and Alternative Institutional Lenders (B Lenders) as well as Private Lenders to ensure our clients have access to a variety of solutions for their unique needs.

What types of mortgage programs do you offer?

Our programs include: Self-Employed Programs, Bruised Credit Mortgages, First-Time Home Buyer Loans, Pre-Construction Closings, New to Canada Programs, Reverse Mortgages, Divorce Loans, Estate Mortgages and Power of Sale Rescue Programs

Can you get a mortgage if you have a low credit score, are currently in / previously had a consumer proposal or bankruptcy?

Yes! With 20% Down Payment you would have access to mortgage lender programs. If you own a home you would be able to consolidate your debts / consumer proposal to improve your credit and lower your monthly credit payments.

How soon should I start shopping for mortgage financing (including my renewal)?

We recommend that clients start reviewing their mortgage options 90 – 120 days prior to their closing / renewal date. This provides clients the opportunity to take the best deal on the market and not feel pressured to take a last minute rate / mortgage option that might not be in a clients best interest.

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